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Chapter 10

  • Your Own Home
  • You Will Know
  • Renting
  • Owning a Home
  • Characteristics of Government Programs
  • Patricia's Savings
  • Components of a Mortgage Payment
  • The Four Cs
  • Pre-Qualification
  • Pre-Approval
  • Shop, Compare, Negotiate!
  • Patricia's Mortgage

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    Shop, Compare,
    Negotiate!





  • Check newspapers and Internet for terms and rates
  • Check banks, credit unions, and mortgage companies
  • Negotiate the best deal you can
  • Let lenders compete
  • Get the costs in writing
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