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Chapter 10

  • Your Own Home
  • You Will Know
  • Renting
  • Owning a Home
  • Characteristics of Government Programs
  • Patricia's Savings
  • Components of a Mortgage Payment
  • The Four Cs
  • Pre-Qualification
  • Pre-Approval
  • Shop, Compare, Negotiate!
  • Patricia's Mortgage

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    Characteristics of
    Government Programs





  • Zero or low down payments
  • Flexible underwriting standards
  • Longer payment terms
  • Requirements for homeowner education
  • Some restrictions
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