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Chapter 8

  • Charge It Right
  • You Will Know
  • Shopping for a Credit Card
  • Cost of Making Minimum Payment
  • Benefit of Making Larger Payments
  • Finance Charge Calculation
  • Correcting Credit Problems


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    Shopping for a
    Credit Card






  • Decide how you will use your card
  • Start small
  • Understand the terms
  • Be aware that introductory rates will change
  • Review fees on the account
  • Understand fixed and variable rates