
Negative Credit Report
Information
| Type of negative information |
Maximum time on credit report |
| General civil judgments | 7 years from the date filed |
| Tax liens | 7 years from the date paid (if tax lion is not paid, it will remain on the file indefinitely.) |
| Chapter 13 bankruptcies that have been dismissed or discharged |
7 years |
| All other bankruptcies (such as Chapter 7) |
10 years |