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Chapter 7

  • To Your Credit
  • You Will Know
  • What is in a Credit Report
  • Definitions
  • Negative Credit Report Information
  • Obtaining Your Credit Report
  • Obtaining Your Credit Report (continued)
  • Sample Credit Report
  • Credit Report Comparison
  • Sample Dispute Letter
  • Identity Theft Resources
  • True Statements about Credit Repair
  • Reminder Free Credit Report
  • In Conclusion

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    Definitions





  • Tax Lien - A claim against property filed by the taxing authority for unpaid taxes.
  • Judgment - A court order placing a lien on a debtor’s property as security for a debt owed to a creditor.
  • Collection Account - A past due account that has been referred to a specialist to collect part or all of the debt.
  • Bankruptcy - A legal proceeding that can legally release a person from repaying debts that a person cannot pay back.
    • Dollar sign with a pad lock attached to it.
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