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Chapter 4

  • Money Matters
  • You Will Know
  • Budget
  • Benefits of Budgeting
  • Daily Spending Diary
  • Income and Expenses Worksheet
  • Social Security Benefits
  • Recordkeeping Tips
  • Monthly Payment Schedule
  • Monthly Payment Calendar
  • Loan Payment Decisions

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    Loan Payment Decisions





  • Pay off loans with the highest interest rates
  • Talk to your creditor
  • Consider debt consolidation
  • Get professional advice
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