option 1 credit union logo with link back to home page.

Chapter 1

  • Credit Unions: Leading the Way
  • You Will Know
  • Insecured Financial Institutions
  • What is a Bank?
  • What's a Credit Union
  • What is a Thrift
  • Other Businesses
  • Keep Your Money
  • NCUA
  • FDIC
  • Brief History of Credit Unions
  • Credit Unions: Promote Economic Development
  • National Credit Union Foundation (NCUF)
  • Share/Deposit Accounts
  • Deposit
  • Share
  • Balance
  • Withdrawal
  • Fees
  • Interest
  • Dividend
  • Accounts
  • ATM
  • Debit Card
  • Direct Deposit
  • Loans
  • Money Order
  • Automated
  • On-Line Financial Transactions
  • Thanks for Participating!!!

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    What's a Credit Union?





  • Not-for-profit financial cooperative
  • Owned by its members
  • Profits are "shared" with the members in the form of lower rates on loans and higher rates on savings
  • Member service is the primary business philosophy
  • Serve a defined field of membership
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