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- Smart Money Curriculum
- Chapter 1
- Credit Unions: Leading the Way
- You Will Know
- Insecured Financial Institutions
- What is a Bank?
- What's a Credit Union
- What is a Thrift
- Other Businesses
- Keep Your Money
- NCUA
- FDIC
- Brief History of Credit Unions
- Credit Unions: Promote Economic Development
- National Credit Union Foundation (NCUF)
- Share/Deposit Accounts
- Deposit
- Share
- Balance
- Withdrawal
- Fees
- Interest
- Dividend
- Accounts
- ATM
- Debit Card
- Direct Deposit
- Loans
- Money Order
- Automated
- On-Line Financial Transactions
- Thanks for Participating!!!
- Chapter 2
- Borrowing Basics
- You Will Know
- Importance of Credit
- Collateral Items
- Consumer Installment Loans
- Credit Cards
- Home Loans
- Fees
- Cost of Credit
- Four Cs
- Chapter 3
- Check It Out
- You Will Know
- Benefits of Checking Accounts
- Fee Schedule
- Types of Checking Accounts at Credit Unions and Banks
- Check Register
- Check Register
- Sample Check
- The Back of a Check
- Sample Checks
- ATM
- Sample Deposit Slips
- Sample Deposit Slips
- Checking Account Statement
- Reconciling Your Account
- Chapter 4
- Money Matters
- You Will Know
- Budget
- Benefits of Budgeting
- Daily Spending Diary
- Income and Expenses Worksheet
- Social Security Benefits
- Recordkeeping Tips
- Monthly Payment Schedule
- Monthly Payment Calendar
- Loan Payment Decisions
- Chapter 5
- Pay Yourself First
- You Will Know
- Benefits of Paying Yourself First
- Savings Tips
- Compound Dividends Exercise
- Compound Dividends
- Saving $1 a Day
- Saving $5 a Day
- Savings Accounts
- Investments
- Retirement Investments
- Decision Factors
- Chapter 6
- Keep It Safe
- You Will Know
- Account Regulations
- Prohibited Basis under the ECOA
- Truth in Lending Disclosure
- Sample Denial Letter
- Sample Complaint Letter
- Predatory Lending
- Predatory Lending (continued)
- Predatatory Loan Offer
- Chapter 7
- To Your Credit
- You Will Know
- What is in a Credit Report
- Definitions
- Negative Credit Report Information
- Obtaining Your Credit Report
- Obtaining Your Credit Report (continued)
- Sample Credit Report
- Credit Report Comparison
- Sample Dispute Letter
- Identity Theft Resources
- True Statements about Credit Repair
- Reminder Free Credit Report
- In Conclusion
- Chapter 8
- Charge It Right
- You Will Know
- Shopping for a Credit Card
- Cost of Making Minimum Payment
- Benefit of Making Larger Payments
- Finance Charge Calculation
- Correcting Credit Problems
- Chapter 9
- Loan To Own
- You Will Know
- Lending Terms
- The Four Cs
- Annual Percentage Rate (APR) Table
- Car Loans vs. Leases
- Obtaining a Car Loan
- Title Loans
- Unsecured installment Loan Benefits
- Relationships Are Important
- Chapter 10