Experience the benefits.
These Visa card offerings are currently available in Grand Rapids and will become available at our Lansing offices in March, 2007:
At Option 1, we're always looking for ways to give our members more. Here's the newest example: Start using an Option 1 Visa Platinum and you'll receive 1% of your purchases (up to $400) deposited directly to your Option 1 savings account annually. It's one more way for us to say, "Thank you for banking at Option 1!"
Choose the Option 1 Platinum card and you'll get the excellent credit union service you have come to expect, while enjoying an incredibly low 10.99% APR with no annual fee.
Visa Gold with Travel Reward Perks
Fly to the Caribbean... jet off to Europe... take in the sights of Las Vegas... With our new travel rewards, anything’s a possibility!
Our Gold card just got better. Now when you use an Option 1 Visa Gold to pay for purchases, you’ll automatically accumulate points that can be redeemed for vacation packages, airline tickets, hotel stays and much more. Unlike other frequent flyer programs, our new travel perks give you the freedom to choose when you travel. With fewer restrictions and no black-out dates, we think you’ll really love this exclusive Visa Gold enhancement. You can also redeem your points for high-tech, name-brand gift merchandise.
If you aren’t carrying an Option 1 Visa, this is the time to apply. Unlike other introductory offers that eventually jump to very high interest rates, our Visa cards will always offer you great, low rates and many other benefits:
- No annual fee
- 25-day grace period on purchases
- No-fee cash advances at Option 1 offices
- Same low rate for purchases and cash advances
Additional benefits of our Visa Classic card:
- $250,000 in travel/life insurance when charging travel by common carrier (plane, boat, bus or train).
- Auto Rental Insurance**
Additional benefits of our Visa Gold card:
- $500,000 in travel accident insurance
- Auto rental insurance**
- Generous spending limits up to $25,000
Additional benefits of our Visa Platinum card:
- $1,000,000 in travel accident insurance
- Auto rental insurance**
- Generous spending limits up to $25,000
* APR — Annual Percentage Rate
** Certain restrictions, limitations and exclusions may apply
Online
Loan Application
Fill
out your loan application online