Why pay fees? Our checking is free.
Basic Checking
One of the biggest benefits of credit union membership is our No-Fee Checking Account. If you’re paying monthly fees and service charges for your checking account, switch to Option 1 and enjoy these money-saving benefits:- No minimum balance required
- No monthly service fee
- No per-check charge
- 4 free ATM withdrawals per month
- Unlimited free ATM withdrawals at Option 1 ATMs
- No-fee debit cards available — an easy alternative to writing checks
Option Plus Checking
Includes value-added features that our basic checking doesn’t. Just pay a small monthly fee of $5.00 and enjoy the following benefits:- No minimum balance required
- No per-check charge
- 1 free box of Option 1 logo checks per year
- 8 free ATM withdrawals per month
- Unlimited withdrawals from Option 1 ATMs
- Free money orders
- Free traveler's checks
- Free unlimited cashier's checks
- $100 off Option 1 Mortgage closing costs
- Premium Pricing on Auto Loans = 1/4% discount with direct deposit
- Free photocopy service
- Interest paid on daily balances
Option 55 Checking
A special checking account for our 55 & older members. Simply keep an aggregate balance of $100 or more in your Option 1 account (or sign up for direct deposit) and avoid the $5.00 monthly fee. Our Option 55 members enjoy the following benefits:- ALL benefits listed under Option Plus Checking above
- Free unlimited Option 1 logo checks