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    • Products & Services - Auto Avenue. Picture of blue sky, a road, and clouds taken out the window of a moving car.

    Our loan rates have never been lower.

    Itching to jump into some new wheels? Option 1 can help with incredibly low loan rates for new & pre-owned vehicles. Don’t wait any longer — purchase that vehicle and get a fantastic deal on the financing. In addition, you’ll enjoy extended terms, convenient payment options and a unique pre-approval system that gets the loan process moving quickly.

    Where do you go from here?

    Take a test drive! If you haven’t narrowed your car shopping down to one particular model, we encourage you to research vehicles using our on-line pricing and information guide, Web CarBook. You can use Web CarBook to build side-by-side comparisons of vehicles you’re considering. For example, compare a GMC Jimmy to a Ford Explorer for price and option availability.

    Online Loan Application

    Loan Calculator
    Tool for calculating loan payments

    Members Auto & Homeowners Insurance
    Get a free online quote for auto insurance

    The Power of Option 1 Pre-Approval

    Applying for a vehicle loan should not be a stressful experience. That’s why Option 1 has a quick and painless pre-approval process. We can give you monthly payment figures to fit your budget and we’ll send you off with pre-arranged financing, giving you negotiating and purchasing power when visiting the dealers.

    Another way to apply: Direct Dealer Financing

    If you’d rather head to the dealership before arranging your financing, take advantage of Option 1’s direct dealer financing program. All of the dealers listed below participate in the program and can assist you in arranging your credit union vehicle loan. Simply tell them that you’re an Option 1 member and they can handle your credit union financing right on the spot.

    Visit these participating dealers:

    In Grand Rapids: In Lansing